11% to 8% EPF Deduction

The deduction of EPF will now be 8% but fortunately the company is still maintaining their current pay out at 13% per month. 

From this 2 option, you will have to pay 2 different amount of tax. Why? Its very hard to explain in detail. 

But the conclusion is, if you agree for the deduction of 8% per month, by the end of the day you will need to pay double the fee of your current tax amount. Luckily, this thing is optional.

You still have 1 month to do the thinking. 

In fact, there is a lot more to think about.